How to Encourage Your Children to Save Money

Children and Money are sometimes contentious issues!  Parents have issues around the getting and spending of money that may have been given to the child as a gift.  So the big question is, "How do you encourage your children to look at money differently?"  "How do you encourage them to Save Money?" or "How do you teach them the value of money?"

This very subject has come to light in my family.  Thank God, none of my family is wanting for the necessities of life and that is wonderful, but, it also makes it difficult for Grandparents, and other relatives when it comes to special Gift Giving times of the year. (Birthdays, Christmas, Graduations, Special Honors and such)

Let me give you a suggestion that hopefully will help you out of this quandary.

If Children are taught to look at money differently, they may just find that they will wait before running to the corner store to fill up on candy or "junk".

What do I mean?

Coin collecting has been a hobby and pastime enjoyed by many people all over the world.  It changes the meaning of money for our children too. Let's get our kids looking at their money before they spend it.

Instead of giving them paper money, give them coins.  Collectible coins that will start them on a journey of discovery.

There are many countries including the USA that produce "special" coins for historical, scientific or cultural breakthroughs or events.  These coins are minted in all denominations, from, Pennies, Nickels, Dimes and Quarters, to Half dollars and Dollars.

Can you see how you can get your children interested in something as small as a penny or as big as a Dollar?

Having a book or two on coins and their making, and then starting your children with a set of coins can begin a fascination that will take them through their whole lives.  You just have to look at how much an Indian Head Nickel will cost you today, to know that it's also a great investment.

As the years go by, and the children get older, the denominations of the coins can also get bigger or not!  It is entirely up to you and your circumstances.  One thing is certain, if this sparks an interest for your child, they will be hooked on looking at money from a whole new angle and you will have started them on a hobby that will last through their whole lives.  They will look at their "coin collection" and be able to say Grandma  and Grandpa gave me this coin, or Auntie gave me this one.  Each coin will have a wonderful memory attached to it.

Note: The author may receive a commission from purchases made using links found in this article. “As an Amazon Associate, Ebay (EPN) and/or Esty (Awin) Affiliate, I (we) earn from qualifying purchases.”

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The Great Christmas Countdown Is ON!

If you are a parent, grand parent or even an only Child, this time of year brings with it countdowns in all manner of speaking.

Everywhere we go, we are bombarded by the signs of the season,  Buy this, save now, Best Deals right here and the shopping mantras seem to be everywhere.

When I was young, (just a few short years ago), we marked the countdown to Christmas with an Advent Calendar, or an Advent Wreath.

Photo credit: Pixabay.com

Advent Calendars marked down the days in December, from 1 to 24, with a token candy or treat in each of the little packages associated with the day.  For us kids, this was a countdown to all the good things that would be in the house over the holiday season.

You can make your own Advent Calendars, or there are ones that are pre-made just for your little ones.  If they love Lego, there are several different sets that can be purchased and by the time Christmas Eve comes, they have put together a special Lego Treat.

Lego Advent Calendar

The Advent Wreath was more religious in nature. Each Sunday after mass, when the family was together for Sunday Lunch, we would read a passage from the Bible and light one candle the first weekend.    Two candles, were lit for the next weekend and then three and four.  Finally, Christmas arrives and the candle in the middle is lit with all 4 candles around lit as well.  The significance was the brightness of the light on Christmas morning: The coming of the Saviour, the Infant Child Jesus.

Once everyone was awake and had their cup of coffee, tea, hot chocolate or drink of choice, the opening of the presents would begin....

The expectations of the last month or six weeks was not a done deal.  It's amazing to me that so much thought and excitement is unwrapped in less than 1/100 of the time it took to get ready for the event.
In any case, the pictures taken at the undoing last a long time and memories are made in the time we get to spend together.

Photo credit:liebesbotschaft-international.blogspot.de

 Hope you have the time to sit back, enjoy the sights and the sounds of the season, and that you take lots of pictures to enjoy the memories for many years to come. Happy Holidays Everyone.

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Photographs on Calendars

Are you struggling with find a gift for someone?  How about a calendar?  It is a great gift that keeps on giving all year long.  I love turning the pages of my calendars each month and enjoying a new picture.

There are many different options you can do with calendars.  Here are some suggestions for you.

• Pick a subject you know that the person who will be receiving the calendar loves.  Perhaps it is a favorite hobby, animals, or anything they really enjoy.  I love lighthouses and would always love a lighthouse calendar.  Here is one I created on Zazzle from my lighthouse photographs.  You can also purchase many lighthouse calendars on Zazzle.

Scenes from the Outer Banks by lighthouseenthusiast

Browse for another calendar at Zazzle

• Another option would be to use family photos to create a special memory of photographs in your yearly calendar.  I use Shutterfly to do this.  I save up photos all year and then I make a calendar for special people.  Here is the cover of one I made for my Mother a couple of years ago.
  
• A fun option for a calendar is to use favorite vacation photos to relive your trip.  This would be a great gift for a family member or friend who accompanied you on the trip.  We visited Quebec City this year and I made this calendar.  It is also available for purchase on Zazzle. 

Scenes from Quebec City Wall Calendar by mbgphoto
Find more Calendars

All of the calendars shown on this page can be ordered in various sizes and styles.  Think about the people on your list and pick a calendar that will be special to them for the coming year.

Note: The author may receive a commission from purchases made using links found in this article. “As an Amazon Associate, Ebay (EPN) and/or Esty (Awin) Affiliate, I (we) earn from qualifying purchases.”

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